Bernd H. Klose
Fachanwalt für Insolvenzrecht
Deutscher Repräsentant von FraudNet
Certified Fraud Examiner


Responsibility for the contents of this website is being assumed by
Bernd. H. Klose, Attorney-at-law
Insolvency Law Specialist
Wilhelmstraße 14a
61381 Friedrichsdorf

Tel.: +49 61 72/73 17-0
Fax: +49 61 72/73 17-17

Bar Association
Frankfurt am Main
Public law body
Bockenheimer Anlage 36
60322 Frankfurt am Main
Tel: +49 69/ 170098-01
Fax: +49 69/170098-50


Responsibility for the contents of the website is being assumed by Attorney-at-law Bernd H. Klose in accordance with Press Law. Attorney-at-law Bernd H. Klose has the exclusive copyright for the layout including source code and content of the offer. Any use of texts, images, graphics, program code and scripts as well as of all other elements of the website will require written approval.

Exclusion of Liability

1. Content of the Website

The author is not assuming any guarantee for the information provided being up-to-date, accurate, complete or of a specific quality. Liability claims against the author related to material or immaterial damage caused by use or non-use of the information provided or by use of erroneous or incomplete information are excluded unless willfulness or gross negligence by the author can be proven. All offers are non-binding and subject to change. The author reserves the right to amend, add to or delete the entire offer without separate notice or to temporarily or permanently cease publication.

2. References and Links

In the case of direct or indirect references to external websites (“links”) outside of the author’s domain of responsibility, liability will only apply in cases where the author is aware of the content and it would be technically feasible and reasonable for him to prevent use in the case of illegal content. The author hereby expressly declares that at the time the links were placed he was unaware of any illegal content on the sites being linked. The author has no influence on the current and future layout, content or authorship of the linked sites. For this reason, he is expressly distancing himself from the content of all linked sites amended after placement of the links. This declaration will apply to all links and references placed on his own website as well as to external entries in guestbooks, discussion forums and mailing lists set up by the author. The provider of the website being referred to and not the provider of the website referring to the publication via links will be exclusively liable for illegal, erroneous or incomplete content, in particular for damage caused by use or non-use of the information presented in this way.

3. Copyright and Trademark Law

Der Autor ist bestrebt, in allen Publikationen die Urheberrechte der verwendeten Grafiken, Tondokumente, Videosequenzen und Texte zu beachten, von ihm selbst erstellte Grafiken, Tondokumente, Videosequenzen und Texte zu nutzen oder auf lizenzfreie Grafiken, Tondokumente, Videosequenzen und Texte zurückzugreifen. Alle innerhalb des Internetangebotes genannten und ggf. durch Dritte geschützten Marken- und Warenzeichen unterliegen uneingeschränkt den Bestimmungen des jeweils gültigen Kennzeichenrechts und den Besitzrechten der jeweiligen eingetragenen Eigentümer. Allein aufgrund der bloßen Nennung ist nicht der Schluß zu ziehen, dass Markenzeichen nicht durch Rechte Dritter geschützt sind! Das Copyright für veröffentlichte, vom Autor selbst erstellte Objekte bleibt allein beim Autor der Seiten. Eine Vervielfältigung oder Verwendung solcher Grafiken, Tondokumente, Videosequenzen und Texte in anderen elektronischen oder gedruckten Publikationen ist ohne ausdrückliche Zustimmung des Autors nicht gestattet.

4. Data Protection

Where there is the possibility of entering personal or business information (e-mail addresses, names, addresses) on the website this data shall be disclosed by the user explicitly on a voluntary basis. Use and remuneration of all services offered is permitted without specification of such data or by providing anonymous data or a pseudonym, where technically feasible and reasonable.

5. Legal Validity of the Liability Exclusion

The present liability exclusion is to be regarded as part of the offer presented on this website. To the extent that parts of or individual phrasing of the text is not, is no longer or is not fully in accordance with the applicable legal situation the validity and contents of the remaining parts of the document will remain unaffected.

Business Crime Law Firm of the Year in Germany.

White Collar Law Firm of the Year in Germany.